AffordScore turns your income, expenses, savings and EMIs into a single, honest 0–100 score on any purchase — so you spend with confidence, never regret.
Free forever · No signup · Your data never leaves your device
Built with your trust in mind
Fill in six fields. Get a complete affordability breakdown — instantly, privately, and beautifully.
Go for it. This purchase fits comfortably within your monthly cash flow.
This purchase equals:
Income, expenses, savings and existing EMIs. Takes under 30 seconds.
A phone, a vacation, a car, a course — anything with a price tag.
A clear score, a recommendation, and a plan to make it happen safely.
A focused toolkit for the only financial decision that matters today — should I buy this, or shouldn't I?
A single 0–100 number that tells you, instantly, whether a purchase fits your real financial life — not just your bank balance.
Can't afford it today? We design a personalised monthly save-up plan so you can buy it without breaking your budget.
We weigh your existing EMIs against your income and project the impact of taking on new debt — before you sign anything.
We protect your safety net. AffordScore warns you the moment a purchase threatens your 3–6 month emergency buffer.
Get your AffordScore in under a minute. No signup, no commitment — just a clearer relationship with your money.
We combine four signals — disposable income, savings buffer, existing EMI load, and the impact on your emergency fund — into a single 0–100 score weighted toward long-term financial health, not short-term cash flow.
Yes. All calculations run locally in your browser. We never store your income, expenses or savings on our servers unless you explicitly create an account and opt in.
Absolutely. AffordScore is designed for everything from a ₹5,000 gadget to a ₹50,00,000 home loan. The bigger the purchase, the more valuable a second opinion becomes.
Never. AffordScore is a planning tool — we don't perform any credit pulls or share data with bureaus. It's a private check-in with your own money.
The calculator is currency-agnostic — enter your numbers in whatever currency you use day-to-day. Multi-currency dashboards are coming soon.
The core calculator and score will always be free. Premium planning, goal tracking and shared household budgets will be part of a future Pro plan.